A preview, no account needed

See where you'd stand.

A few people, each partway along. Pick the one nearest yours and see both halves — the read for today and the map ahead. The same planner reads your own numbers once your accounts are connected.

new grad · first cushion

Just started earning, building a first cushion, a small card behind her.

Today

Cairn · the read

What stands out

Emergency fund

Emergency fund$7,500 to go

$1,800 set aside toward your $9,300 target.

set aside · $1,800gap · $7,500

Why you’re seeing this

Your fund holds $1,800 against your $9,300 target — a $7,500 gap. For scale, 3 months of typical spending ($3,100/mo, from your spend plan) runs about $9,300.

Planner

A common order

Where you are on it

A common order for where money tends to go first — not a rule, just the general shape, with your here marked.

A starter cushionyou're here

About $1,300 from a one-month cushion.

$1,300

Any employer matchnot tracked

If a retirement match is offered at work, it's rare to find a better return on a dollar. Cairn can't see this one.

High-interest debtnot tracked

$1,200 above 10% APR — small enough it isn't blocking your path.

A full cushion

About $7,500 from 3 months of expenses.

$7,500

Tax-advantaged savingnot tracked

Retirement accounts (401k, IRA, TSP) tend to come next. Add your plan details or a paystub and Cairn can pace it.

Your other goals

1 other goal on the way.

Sample figures, not advice. Cairn shows you the shape of things; the choices stay yours.

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Settling…

Cairn