Skip to content Demo A sample household, so you can look around. Nothing here saves. Walk as: Maya Ava · new grad, building the first cushion Nina Casey Sofia Jordan Rosa Liam Tasha Devin Tran Marisol Dolores What Cairn can't do Cairn cannot move money, in this demo or ever. When you connect your own accounts you sign in at your bank through Plaid, so Cairn never sees a password. And the AI is only ever handed computed summaries, never your raw transactions. The longer answer is in What happens to your data .
A
Ava Chen
ava-newgrad@demo.cairn.invalid
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Tuesday, October 20
Good morning, Ava. Last month · Sep +$2,862
Left of spend plan $429
Net worth -$13,800+$190
You owe more than half of what you own, and your emergency fund is about $7,500 shy of its target.
Nothing else needs your attention.
Cash · next 60 days
Safe to spend $4,081
Room to spend beyond the usual. The tight day ahead is Oct 27, near $4,081.
A projection, not a promise.
$632 over pace
day 20 of 31 · $2,560 out, bills included · pace to today $1,928
2k pace $2,989 $2,560
October 1 one stone per day October 31
Day in, day out, your cash moves about +$26.55 a day.
+$125.47 in −$98.91 out
Open per day → Emergency fund
Emergency Fund $7,500 to go
$1,800 set aside toward your $9,300 target.
set aside · $1,800 gap · $7,500
Why you’re seeing this Your fund holds $1,800 against your $9,300 target — a $7,500 gap. For scale, 3 months of typical spending ($2,988.62/mo, from your spend plan) runs about $8,965.85.
$0 / $1,200
first step to go
Income vs. spend · 6 months
Cash flow $5.3k $5.3k $0 May Jun Jul Aug Sep Oct income spend Sep In $5,256.24 Out $2,394.52 Net +$2,861.72
Total leaving $279.99
Total arriving +$1,749.38
M T W T F S S 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31
The week runs even.
meters: variable spend by weekday · ● recurring charge · ring marks today
Top categories · Sep
Where it went Rent & Utilities $1,232.49
General Merchandise $114.81
Saved views that recompute from live data.