Settling…
Assets & debts →synced about 19 hours ago
Tuesday, October 20
Good morning, Devin.
Last month · Sep+$2,018
Left of spend plan$799
Net worth$9,700+$10
More has left than come in these last 3 months, and your emergency fund is about $3,600 shy of its target.
Nothing else needs your attention.
Cash · next 60 days
Safe to spend
$3,124
Oct 27 · $3,124Dec 19
Room to spend beyond the usual. The tight day ahead is Oct 27, near $3,124.
A projection, not a promise.
Spending pace · October
$1,228over pace
day 20 of 31 · $4,912 out, bills included · pace to today $3,685
October 1one stone per dayOctober 31
Signals
What stands out
Emergency fund
Emergency Fund$3,600 to go
$1,400 set aside toward your $5,000 target.
set aside · $1,400gap · $3,600
Why you’re seeing this
Your fund holds $1,400 against your $5,000 target — a $3,600 gap. For scale, 3 months of typical spending ($5,711.07/mo, from your spend plan) runs about $17,133.20.
Goal pacing
Pay Off the Card$172.22/mo
$3,100 still to go by Apr 2028 — 18 months away.
Why you’re seeing this
$3,100 left on your debt-payoff goal by Apr 2028; 18 months ÷ remaining = $172.22/mo.
In progress
Goals
0 of 5 steps set
Pay Off the Card
0%
$0 / $3,100
18 mo · first step to go
2 of 5 steps set
Emergency Fund
28%
$1,400 / $5,000
12 mo · two steps set
Income vs. spend · 6 months
Cash flow
SepIn $7,480.49Out $5,462.74Net +$2,017.75
Top categories · Sep
Where it went
Food & Drink$2,194.89
Rent & Utilities$2,038.74
General Services$452.63
Transportation$363.17
General Merchandise$246.44
Entertainment$128.89
more of Cairn
Recurring · next 14 days
Coming up
Oct 28
Rewards Card
card payment
$62
Oct 28
Paycheck
+$2,501.25
Nov 3
Xfinity
monthly
$69.99
Total leaving$69.99
Total arriving+$2,501.25
October, day by day
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Sundays carry the weight.
meters: variable spend by weekday · ● recurring charge · ring marks today