Settling…
Assets & debts →synced about 19 hours ago
Tuesday, October 20
Good morning, Marisol.
Last month · Sep+$1,277
Left of spend plan$225
Net worth-$1,680-$42
You owe more than half of what you own, and more has left than come in these last 3 months.
Cash · next 60 days
Safe to spend
$622
Oct 27 · $622Dec 19
Room to spend beyond the usual. The tight day ahead is Oct 27, near $622.
A projection, not a promise.
Spending pace · October
$1,137over pace
day 20 of 31 · $3,614 out, bills included · pace to today $2,477
October 1one stone per dayOctober 31
Signals
What stands out
Cashflow
Cashflow-$390.96/mo
You've spent more than came in across the last 3 months (latest: -$1,969.50).
Why you’re seeing this
Average net over the last 3 months is -$390.96 (latest -$1,969.50). Cairn flags this once the trailing mean drops below −$250/mo.
Rate of growth
Rate of growth-$472.02/yr
At today's rates your debts add about $479.76/yr while your savings add $7.74/yr — Rewards Card at 20.0% leads the drag. A comparison, not a recommendation.
for you · $7.74/yragainst · $479.76/yr
Why you’re seeing this
In progress
Goals
0 of 5 steps set
Clear the Card
0%
$0 / $2,400
24 mo · first step to go
1 of 5 steps set
First Thousand
20%
$200 / $1,000
Income vs. spend · 6 months
Cash flow
SepIn $4,983.69Out $3,706.70Net +$1,276.99
more of Cairn
Recurring · next 14 days
Coming up
Oct 28
Rewards Card
card payment
$48
Oct 28
Paycheck
+$1,651.89
Nov 3
Xfinity
monthly
$69.99
Total leaving$69.99
Total arriving+$1,651.89
October, day by day
MTWTFSS12345678910111213141516171819202122232425262728293031
The week runs even.
meters: variable spend by weekday · ● recurring charge · ring marks today